Stop guessing.
Start protecting.
South Africa's first personality-based insurance comparison platform. Match insurance policies to your risk profile and lifestyle.
Why InsureMe Quick Quote?
We're the only platform that combines personality-based risk assessment with multi-insurer comparison to recommend the RIGHT coverage at the RIGHT price.
Personality-Based Risk Assessment
We assess your risk tolerance, family responsibilities, and financial stability to recommend the RIGHT coverage for YOUR life.
Multi-Insurer Comparison
Compare 5+ insurers side-by-side (Clientèle, 1Life, OUTsurance, Hollard, Old Mutual). See the best price AND coverage.
Coverage Gap Analysis
We calculate if you're under-insured or over-insured. Know exactly what you need, no guessing.
Plain Language, No Jargon
We translate insurance terms into simple language. You'll actually understand what you're buying.
Commission Transparency
We disclose our commission upfront (R200-R500 per policy). We recommend what's best for you, not what pays us most.
No Pushy Sales
We're advisors, not salespeople. You decide what to buy. No follow-up calls, no pressure.
How It Works
Get personalized insurance recommendations in 5 simple steps
Tell Us About Your Life
5 minutesAre you married? Do you have kids? What are your monthly expenses? What debts do you have?
Complete Your Risk Profile
10 minutesOur 58-question assessment helps us understand your risk tolerance, financial stability, and family responsibilities.
Receive Your Personalized Plan
InstantSee what you need (life, funeral, car, home insurance), how much coverage, and why you need it in plain language.
Compare Quotes from 5+ Insurers
InstantSide-by-side comparisons of Clientèle, 1Life, OUTsurance, Hollard, Old Mutual. See price, coverage, and exclusions.
Apply in 1 Click
2 minutesChoose your policy, click 'Apply,' and we'll connect you to the insurer. No paperwork, no hassle.
Why Most South Africans Get Insurance Wrong
In South Africa, 60% of households have no life insurance, and 70% of those who DO have insurance are either over-insured or under-insured.
Under-Insured (40% of people)
- Think R500k is enough (it's not for most families)
- Don't account for inflation
- Don't consider debts (bond, car loan, etc.)
Over-Insured (30% of people)
- Salespeople push expensive policies
- Paying for coverage they don't need
- Wasting R500-R1,000/month on unnecessary premiums
No Insurance (30% of people)
- Think it's too expensive
- Don't understand what they need
- Procrastinate (and then it's too late)
InsureMe Fixes All Three
Calculate exactly what you need (not too much, not too little)
Show affordable options (funeral cover from R150/month)
Make it easy to apply (1-click, no paperwork)
Real Stories, Real Protection
See how InsureMe has helped South Africans find the right coverage
"I was paying R1,200/month for life insurance I didn't need (no kids, no debt). InsureMe showed me I only needed funeral cover (R300/month). I'm saving R900/month now."
Sipho M.
Johannesburg
"I had no insurance because I thought it was too expensive. InsureMe showed me I could get funeral cover for R150/month. Now my family won't struggle if something happens to me."
Lerato K.
Durban
"I had life insurance but didn't know if it was enough. InsureMe calculated I needed R2M (I had R500k). I upgraded my policy and now I sleep better at night."
Nomsa P.
Cape Town
Why Should You Trust Us?
We're independent, transparent, and committed to your financial protection
FSP Licensed
Registered Financial Services Provider
POPIA Compliant
Your data is safe and protected
South African Support
Real people, local expertise
Transparent Commission
R200-R500 per policy, fully disclosed
About InsureMe
South Africa's first personality-based insurance comparison platform
Transparency
We disclose our commission upfront and always recommend what's best for you, not what pays us most.
No Pushy Sales
We're advisors, not salespeople. You decide what to buy. No follow-up calls, no pressure.
Personalization
Our personality-based approach ensures you get coverage recommendations that match your unique risk profile.
Quality
We only work with reputable, FSB-registered insurers with proven track records of paying out claims.
Our Mission
InsureMe was founded to help South Africans get the right insurance coverage at the right price, without confusion and pushy sales tactics.
We use scientifically-validated personality assessments (the Big Five model) combined with your financial data to recommend insurance coverage that's truly personalized to your needs.
Frequently Asked Questions
Quick answers to common questions about InsureMe
What is InsureMe Quick Quote?
We're South Africa's first personality-based insurance comparison platform. We use scientifically-validated personality assessments combined with your financial data to recommend insurance coverage that matches your unique needs.
Is InsureMe free to use?
Yes! Our assessment and comparison service is completely free for consumers. We earn a commission from insurance providers when you purchase a policy through our platform.
How long does the assessment take?
The assessment typically takes 10-15 minutes to complete. It's divided into 5 sections: Personal Info, Financial Info, Assets, Current Insurance, and Risk Profile.
Why do you ask personality questions?
Research shows that personality traits are strong predictors of insurance needs and risk tolerance. By understanding your personality, we can recommend coverage that matches your natural risk profile.
What insurers do you work with?
We compare quotes from major South African insurers including Clientèle, 1Life, OUTsurance, Hollard, and Old Mutual. All are FSB-registered and have strong claims-paying histories.
Is my information secure?
Yes. We use bank-level encryption (TLS 1.3) and store all data in secure, POPI Act-compliant databases. We never sell your data to third parties.